Credit issues
Is a damaged credit history troubling you? Our credit specialists help you rebuild it while you live in your home — paving the way to successful homeownership.
Rent-to-Own Program
We make homeownership possible.
If the bank said no, that doesn't have to be the end of the story. Move into the home you want now, build your credit and savings while you live there, and buy it at the end of the term.
5%Minimum to start — or $10,000, whichever is greater
24–36Months, typically, from move-in to owning
24–48 hrsTo hear back after you apply
No bidding wars. No showings. No surprises.
We purchase the home on your behalf. You move in when it closes — and the path to buying it is set out from day one.
Who we help
Is the bank saying no? We can help.
Most people who join the program are in one of these situations. If one sounds familiar, you're exactly who this was built for.
New to Canada
Build your credit history from the comfort of your own home. Move in right away, and start building equity and a credit history at the same time.
After bankruptcy
Bankruptcy doesn't have to mean a lifetime of renting. Our credit experts have helped many people rebuild — and that support is included in the program.
Self-employed
Not showing enough income on paper? Get into a home now, and use the term to build the income history a lender wants to see.
Going through divorce
Need a new home while your down payment is tied up in a sale? We help you set your budget and move in while everything settles.
Down payment
Save from your own home instead of renting someone else's. Start with as little as 5%, with a goal of reaching 15% by the end of the term.
Not sure if you qualify?
Check the numbers in about 30 seconds — no application, no obligation.
How it works
Our approach to homeownership is simple
Three steps, with support at each one — most families complete the program in two to three years.
1
Find your home
We take time to understand your needs, set a budget that works, and pair you with a top realtor to find the right home for your journey.
Start with your budget2
Move in & build
Once your Rent-to-Own home is chosen, we purchase it on your behalf. You move in as soon as it closes and start building equity toward ownership.
Usually 24–36 months3
Own your home
When the program is complete and you're ready to buy, we guide you through a straightforward purchase — no showings, no bidding wars, no worries about market swings.
The home is yours
About us
People first, from the first call to the final key
LV Real Estate Consulting is a real estate investment company focused on helping motivated families achieve homeownership — regardless of their current circumstances, or what the banks think.
With a “people first” philosophy and a continuous support system, we've guided families across Canada in starting their journey to homeownership, typically within two to three years.
Credit support is includedRebuilding your credit is part of the program, not an extra.
You choose the homeWe buy the home you pick, on your behalf — you don't settle for a rental list.
Support the whole wayA Rent-to-Own specialist stays with you from application to ownership.
Quick check
What would you need to start?
Based on the program's own rules: at least 5% of the purchase price or $10,000 — whichever is greater — plus a steady household income.
Program lengthNeeded to start$22,500
5% of the home price
Goal by end of term$67,500
15% of the home price, saved during the program
Still to build while living there$45,000
The goal, minus what you start with
About per month$1,250
Spread over 36 months
This is an illustration using the program's 5% / $10,000 minimum and 15% goal — not a quote or approval. Your actual plan is set on a call with a Rent-to-Own specialist after you apply.
Apply with these numbers
FAQs
Questions, answered plainly
Click “Apply Now” and fill out the application form. After you submit it, we'll get in touch to set up a call within 24 to 48 hours.
You'll need 5% of the home's purchase price, or $10,000 — whichever is greater. If you're close to that threshold, get in touch anyway: we can help you build a plan to reach the 5% or $10,000 goal.
You'll also need a steady household income, from full-time employment or self-employment.
Once your application is submitted, a Rent-to-Own specialist will reach out to schedule a call. That call is your chance to go deeper into the program and get answers to any questions you have.
Three things: respond promptly when we contact you, make your monthly payments on time, and maintain your home — including upkeep, repairs, and utility bills.
Typically 24 to 36 months — two to three years from moving in to owning the home in your name.
Apply now
See if the program is the right fit for you
Tell us a little about your situation. A Rent-to-Own specialist will get back to you within 24 to 48 hours to set up a call — there's no obligation.
Prefer to talk first?(289) 513-5873
Applications go toinfo@lvrealestateconsulting.comThis form sends straight to that inbox.
Serving families across CanadaYou choose the home — we purchase it on your behalf.
Also with LV
Not looking for Rent-to-Own for yourself?
Investors and sellers have their own pages — so the family program above stays focused, and you get information written for your situation.
For Investors
Interested in partnering on Rent-to-Own homes that help families become homeowners? See who partnering fits, how a specific opportunity is reviewed, and how to start a conversation.
Visit the Investor pageSell Your Property
Have a house to sell as-is, an estate or tenanted property, or a wholesale deal to discuss? Tell us about the property — no listing or repairs needed to start the conversation.
Visit the Sell Your Property page